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The Pradhan Mantri Awas Yojana-Urban (PMAY-U), launched by the Ministry of Housing and Urban Affairs successful 2015, aims to supply pucca houses with basal civic amenities to eligible municipality households crossed the country.
The strategy targets municipality lodging shortages, peculiarly among Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) families, including slum dwellers, done fiscal assistance, subsidised loans and affordable lodging projects.
PMAY-Urban: What the strategy offers
Launched connected June 25, 2015, the Pradhan Mantri Awas Yojana-Urban is simply a flagship lodging strategy of the Ministry of Housing and Urban Affairs aimed astatine achieving the government’s “Housing for All” vision.
The strategy covers each statutory towns and notified municipality areas identified nether Census 2011 and seeks to supply pucca houses to eligible municipality households. Aadhaar authentication is mandatory for beneficiaries.The strategy chiefly targets slum dwellers and families belonging to the Economically Weaker Section (EWS), Low Income Group (LIG) and Middle Income Group (MIG) categories. To qualify, applicants indispensable not ain a pucca location anyplace successful the state oregon person antecedently availed benefits nether immoderate cardinal authorities lodging scheme.
PMAY-U operates done aggregate verticals:
- Beneficiary-Led Construction (BLC): Financial assistance for eligible EWS households to physique oregon heighten houses connected their ain land.
- Affordable Housing successful Partnership (AHP): Housing projects developed with public-private participation, with reserved units for economically weaker sections.
- In-Situ Slum Rehabilitation (ISSR): Redevelopment of slum areas with rehabilitation of residents astatine the aforesaid site.
- Interest Subsidy Scheme (ISS): Interest subsidies connected lodging loans for eligible beneficiaries.
Eligibility criteria
Applicants indispensable conscionable the pursuing conditions:
- Belong to EWS, LIG, MIG-1 oregon MIG-2 income categories.
- Not ain a pucca location anyplace successful India.
- Not person antecedently availed benefits nether immoderate cardinal authorities lodging scheme.
- Reside successful a metropolis oregon municipality covered nether PMAY-U.
- Provide Aadhaar authentication during application.
Application process
Applicants tin use for Pradhan Mantri Awas Yojana-Urban some online and offline.Online exertion process:
- Visit the PMAY-U 2.0 portal and click connected “Apply for PMAY-U 2.0”.
- Complete the eligibility cheque and Aadhaar authentication done OTP verification.
- Fill successful personal, family, income, housing, code and slope details.
- Select the applicable PMAY-U vertical and upload supporting documents.
- Applicants nether the Interest Subsidy Scheme indispensable supply location indebtedness details and preferred lending institutions, if applicable.
- Review the details, taxable the signifier and download oregon people a transcript for records.
Offline exertion process:
- Visit a adjacent Common Service Centre (CSC).
- Purchase the exertion signifier by paying ₹25 positive GST.
- Fill successful the required details and connect supporting documents.
- Submit the duly filled and signed exertion signifier astatine the CSC.
Documents required
Applicants should support the pursuing documents acceptable earlier applying:
- Aadhaar paper oregon Aadhaar enrolment ID
- Income certificate oregon self-declaration affidavit
- PAN card, elector ID, driving licence oregon different individuality proof
- Residential code proof
- EWS/LIG/MIG class certificate, if applicable
- Salary slips oregon IT instrumentality statements
- Bank relationship details and statements
- Affidavit confirming non-ownership of a pucca house
- Property valuation certificate and construction-related proof, wherever required
After submission, applicants tin download oregon people the exertion signifier for records. Those facing difficulties tin question assistance from their nearest Urban Local Body office.
